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Get Spending Power From Jewelry—Without Selling

It’s time to meet Pesto.

You can get a credit line from your gold, diamonds, silver, or fine jewelry—without having to sell anything.

As Seen In

How Pesto Mastercard® Works



Use our calculator to estimate your potential credit line based on the value of your eligible items.



Complete a quick online application. Your credit score won’t be impacted, and there’s no minimum credit score required to get pre-qualified.


Send Your Items

Visit your nearest UPS and use the prepaid QR code. There’s no need to package anything or print a shipping label — UPS does this for you.


Accept Offer

After your items are received and reviewed, we’ll send the card terms to you for acceptance. Then, your digital card is available immediately for use.

Eligible Items

Fine Jewelry

Diamonds & Gemstones

Luxury Watches

Precious Metals

Why You’ll Love Pesto

Available for All Credit Profiles

No Cash Deposit

Build Your Credit Faster

Easy to Apply

How Pesto Differs From Pawn


How long will it take to receive my Pesto Mastercard® once I’ve accepted the card?

After you’ve sent your items to us, they’re reviewed by a Pesto team member. Our review will normally be completed within 24 hours of receiving the items. Then, you’ll receive an email to accept the card, and when the card is accepted, a digital card will become available for you to use immediately via Apple Pay, Google Pay, or Samsung Pay. To access your digital card, please download our mobile app via the applicable app store.

Is this a loan?

No, Pesto Mastercard® is a secured credit card. You can pre-qualify for a Pesto Mastercard® by using your items to secure your credit card.

How does a Pesto Mastercard® credit line compare to what I would get elsewhere?

The amount you can get for your items will vary, and stores/shops may offer an amount that’s smaller than the credit line you can get from Pesto Mastercard®. To calculate your estimated credit line, use our calculator.