Get the most flexible Secured Credit Card NOW

Begin your credit journey with just $20*

With Pesto Mastercard® enjoy:

Unlimited 1% cash back
No minimum credit score
No credit score check to see if you prequalify

Get your card in minutes and start spending today

Automatic review for credit line increase after six months of on-time payments

Fund your $200 minimum deposit today or via Pesto over time and split your deposit into easy-to-
manage payments as low as $20.

As Seen In

get 1% cashback
Mobile App card Management
live support
ITIN Accepted
Flexible Borrowing Time
Insured  Deposits

FAQs

How long will it take to receive my Pesto Mastercard® once I’ve accepted the card?

For cash-secured cards: You will be able to access your digital card when you are approved for the card to use immediately via Apple Pay, Google Pay, or Samsung Pay. (Most approvals happen within minutes!) A physical card will follow in the mail.

For item secured cards: After you’ve sent your items to us, they’re reviewed by a Pesto team member. Our review will normally be completed within 24 hours of receiving the items. Then, you’ll receive an email to accept the card, and when the card is accepted, a digital card will become available for you to use immediately via Apple Pay, Google Pay, or Samsung Pay. To access your digital card, please download our mobile app via the applicable app store.

Is Pesto Mastercard® a secured credit card?

Yes, Pesto Mastercard® is an secured credit card. However, most secured credit cards are secured via cash deposits, where Pesto is secured by cash or items like jewelry watches and other items.

What will the credit limit be on my Pesto Mastercard®?

Your credit line for a cash secured card would be equal to your deposit amount. If you deposit $500 in cash, you would be issued a $500 secured credit card. Cash secured credit cards however, often have maximum credit lines of $10,000 or less2, which is 2.5x smaller than the credit line you could get from Pesto Mastercard®. To calculate your estimated credit line, use our calculator.

For cash-secured cards: Your credit limit for the Pesto Mastercard® cash secured card will be equal to your deposit amount. If you deposit $500 in cash, you will be issued a $500 secured credit card. Pesto accepts cash deposits from $500-$2000.